HOPEFULLY RETIR10206594_sEMENT WILL MEAN TRAVEL, ENTERTAINMENT, SPENDING TIME WITH LOVED ONES, ENGAGING IN LEISURE ACTIVITIES. FOR SOME IT WILL MEAN CONTINUING TO WORK AND LIVING IN UNCERTAINTY. IN ANY CASE KEEP THIS IN MIND:

Preparation is the key for an easy transition into retirement. There are a number of fundamental elements to address before you can make the move for one of the biggest changes of your life. Are you ready? Take a moment and imagine a day as a pensioner. We know that this is challenging both financially and emotionally. Your ability to implement the retirement lifestyle you planned depends on how well you are able to overcome obstacles.

Plan and prepare! – it can not be accomplished overnight!

Gain financial knowledge, understand the challenges of saving and investing. Seek the advice of a financial professional.

Take cost of living, rising prices, inflation, taxes, emergencies into account.

Take a very close look at your budget and organize.

The inconven23732834_sient truth is it has become significantly harder to be well prepared. Tough economic times, rising health-care costs do not help the process. Identify key issues and find the tools to make intelligent decisions. Cost of living vary from place to place but regardless of whether you will move to a warmer climate or you stay where you are one thing is sure: everything costs money. The big question is how much? Calculate and evaluate your source of income. Put your vision on paper and plan for a safe financial future; our mission is to help you along the way.

  CCM advices on fixed or variable annuity, social security, your assets, your investment portfolio, employer-sponsored and personal retirement plans, trusts, estate plans, stocks. Protect your wealth and your health!

Discuss important issues with your family and your professional advisors. Americans are living longer than ever before. Retirement affects people differently, some are active others slow down and relax. There are practical and financial issues regarding an illness, disability and death. What do you think about a retirement community or an assisted living facility? What if you face significant difficulty coping with the required activities of daily living? Who should make decisions in case you can’t? Do you have your wishes in writing?

Remember that growing older is inevitable. Age is only a number. Be optimistic. Plan to have enough fun, and live better than before! You deserve a happy retirement!

 If you are already retired or are looking to plan for your upcoming retirement Conrad Capital Management will work alongside you to create a comprehensive plan best suited to help you achieve your goals. Grow your accounts through a customized selection of investments!

You have questions? You need help getting started? Call Conrad Capital Management at 631-439-7878 and make the first steps to a worry-free retirement!